We’re happy you’ve opted for Charter Oak Federal Credit Union for the financing needs and we’re dedicated to making your member experience an one that is easy our convenient online loan requests below!

A variety is offered by us of customer loans to meet up with your requirements. Today Apply!

  • Car: New or utilized cars. Our rates that are low versatile terms assist your money get further.
  • Visa: Our Platinum Visa Cards offer big advantages like great rate choices, no fee that is annual and Scorecard Rewards points.
  • Individual (unsecured): we now have funding designed for debt consolidating, furniture, getaways as well as other purposes that are personal.
  • Readi-Cash Too: This individual type of credit provides borrowing that is ongoing and satisfaction, with quick access to cash anytime, anywhere.

For guaranteed loans that are personal please call our Contact Center at 860.446.8085 or 800.962.3237.


We currently provide DocuSign! Sign your applications when you look at the comfort of your own home, you should not bring the papers right into a branch. It’s fast. It’s convenient. It’s another good reason why people Bank Better at Charter Oak!


The Charter Oak customer Lending portal now provides you with a straightforward and way that is convenient use on the web for a financial loan!

First-Time Users:

You are directed towards the application that is loan-specific. You will see a message that directs you to create a profile by choosing a password as you begin to start your application with personal information and your valid email address. Producing you are allowed by a profile to trace the status of a credit card applicatoin along with upload loan papers (also referred to as stipulations).

Please be sure to correctly enter your current email address into the profile creation during the application process; otherwise the procedure might be delayed. Take note that student education loans aren’t sent applications for through the Charter Oak customer Lending portal. They could be discovered right here.

Click in your plumped for loan type below to get going: PLEASE BE AWARE: IF YOU’VE ALREADY SENT APPLICATIONS FOR THAT LOAN, LOGIN BELOW.

Going Back Users:

Many thanks for the continued rely upon us! You can sign right in, choose the loan-specific application from the four choices on the landing page and your personal information will pre-load for you because you have already created a profile. Finish the remainder application and you’ll be hearing from us quickly!

Click below to login to test loan status, upload needed papers (stipulations) or submit an application for a brand new loan:


Once you’ve submitted the application:

  • You will receive a contact from Charter Oak confirming we now have gotten the job.
  • If you have any information that is missing we are in contact asking because of it.
  • If you will find stipulations attached with the application, we shall email you with this given information and exactly just what this means.

Exactly what are stipulations/required papers?

Stipulations are demands that needs to be pleased ahead of the loan could be given. Examples are:

  • Evidence of earnings
  • Car Insurance Binder

How can I submit documents direct lender payday loans in Cumbria that are stipulations/required?

  • Login to individual profile
  • Select Application
  • Accept loan offer
  • Include files (choose file(s) to upload)
  • Submit

Stipulations can be faxed to 860.437.2360 ATTENTION: Consumer Loan Dept.

Approved, Denied, Counter-Offer, exactly just how can I understand?

  • We will deliver you a contact because of the choice in your loan demand. If, whenever you want, you have got concerns or require further clarification, please contact our Consumer Lending Department at 860.446.3304 or 800.962.3237 x3304.
  • In the event your application happens to be rejected, you can expect to get a contact with that choice and you will be mailed a Notice of Adverse Action that may give an explanation for s that are reason( when it comes to choice.


In the event the loan happens to be authorized plus the paperwork that is necessary been finalized as well as on file, your loan may be funded with respect to the kind. Please see below:

Car loan: Your car loan shall be funded in the shape of a check made payable into the dealership.

Visa: you shall get your VISA bank card in 10 company times.

Private: Your loan shall be funded as a deposit into your Charter Oak Account.

Readi-Cash Too: this loan that is particular simply be funded while you activate it. You may achieve this by phone, online, at an ATM or simply just by composing a check.